Call reports 2021
SIDNEY STATE BANK — 2021
What SIDNEY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 106,091,000 | 105,720,000 | 112,833,000 | 116,859,000 |
| Total loans | 70,195,000 | 73,449,000 | 75,636,000 | 78,638,000 |
| Allowance for loan losses | 771,000 | 802,000 | 890,000 | 915,000 |
| Securities available for sale | 15,246,000 | 14,266,000 | 20,872,000 | 22,284,000 |
| Securities held to maturity | 4,429,000 | 4,099,000 | 3,175,000 | 2,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,757,000 | 91,858,000 | 98,877,000 | 103,149,000 |
| Interest-bearing deposits | 79,283,000 | 77,275,000 | 83,955,000 | 85,749,000 |
| Noninterest-bearing deposits | 12,474,000 | 14,583,000 | 14,922,000 | 17,401,000 |
| Equity capital | 8,053,000 | 8,095,000 | 8,596,000 | 8,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,953,000 | 3,081,000 | 4,121,000 |
| Interest expense | 131,000 | 257,000 | 370,000 | 476,000 |
| Net interest income | 834,000 | 1,696,000 | 2,711,000 | 3,645,000 |
| Noninterest income | 80,000 | 170,000 | 268,000 | 364,000 |
| Noninterest expense | 702,000 | 1,408,000 | 2,138,000 | 2,896,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 194,000 | 422,000 | 787,000 | 1,041,000 |
| Income tax | 37,000 | 83,000 | 158,000 | 207,000 |
| Net income | 157,000 | 339,000 | 629,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,122,000 | 8,159,000 | 8,642,000 | 8,734,000 |
| Total capital | 8,805,000 | 8,880,000 | 9,416,000 | 9,553,000 |
| Risk-weighted assets | 54,569,000 | 57,470,000 | 61,788,000 | 65,479,000 |