Call reports 2020
SIDNEY STATE BANK — 2020
What SIDNEY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 86,289,000 | 93,566,000 | 93,455,000 | 96,531,000 |
| Total loans | 67,069,000 | 67,146,000 | 67,827,000 | 68,519,000 |
| Allowance for loan losses | 685,000 | 701,000 | 710,000 | 744,000 |
| Securities available for sale | 2,529,000 | 9,759,000 | 13,941,000 | 17,235,000 |
| Securities held to maturity | 2,464,000 | 1,981,000 | 2,642,000 | 2,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,946,000 | 78,153,000 | 78,903,000 | 82,584,000 |
| Interest-bearing deposits | 62,876,000 | 66,770,000 | 67,273,000 | 69,176,000 |
| Noninterest-bearing deposits | 8,070,000 | 11,383,000 | 11,630,000 | 13,408,000 |
| Equity capital | 6,994,000 | 7,526,000 | 7,669,000 | 7,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 1,944,000 | 2,916,000 | 3,922,000 |
| Interest expense | 191,000 | 368,000 | 530,000 | 674,000 |
| Net interest income | 805,000 | 1,576,000 | 2,386,000 | 3,248,000 |
| Noninterest income | 85,000 | 155,000 | 237,000 | 317,000 |
| Noninterest expense | 658,000 | 1,331,000 | 2,014,000 | 2,746,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 194,000 | 359,000 | 563,000 | 755,000 |
| Income tax | 38,000 | 70,000 | 110,000 | 145,000 |
| Net income | 156,000 | 289,000 | 453,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,922,000 | 7,455,000 | 7,607,000 | 7,634,000 |
| Total capital | 7,547,000 | 8,101,000 | 8,272,000 | 8,318,000 |
| Risk-weighted assets | 49,989,000 | 51,685,000 | 53,169,000 | 54,717,000 |