Call reports 2019
SIDNEY STATE BANK — 2019
What SIDNEY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 79,797,000 | 78,977,000 | 80,167,000 | 81,828,000 |
| Total loans | 63,859,000 | 65,526,000 | 65,015,000 | 66,971,000 |
| Allowance for loan losses | 670,000 | 591,000 | 662,000 | 730,000 |
| Securities available for sale | 2,723,000 | 2,755,000 | 2,785,000 | 2,783,000 |
| Securities held to maturity | 2,330,000 | 2,546,000 | 2,537,000 | 2,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,364,000 | 63,977,000 | 65,404,000 | 66,738,000 |
| Interest-bearing deposits | 57,652,000 | 57,010,000 | 57,708,000 | 59,048,000 |
| Noninterest-bearing deposits | 6,712,000 | 6,967,000 | 7,696,000 | 7,690,000 |
| Equity capital | 6,608,000 | 6,629,000 | 6,816,000 | 6,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,903,000 | 2,950,000 | 3,944,000 |
| Interest expense | 179,000 | 368,000 | 559,000 | 750,000 |
| Net interest income | 758,000 | 1,535,000 | 2,391,000 | 3,194,000 |
| Noninterest income | 95,000 | 177,000 | 274,000 | 359,000 |
| Noninterest expense | 709,000 | 1,392,000 | 2,059,000 | 2,743,000 |
| Provision for loan losses | 18,000 | 35,000 | 99,000 | 117,000 |
| Pretax income | 126,000 | 284,000 | 507,000 | 693,000 |
| Income tax | 27,000 | 57,000 | 103,000 | 140,000 |
| Net income | 99,000 | 227,000 | 404,000 | 553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,604,000 | 6,602,000 | 6,783,000 | 6,806,000 |
| Total capital | 7,217,000 | 7,193,000 | 7,430,000 | 7,465,000 |
| Risk-weighted assets | 49,023,000 | 51,637,000 | 51,772,000 | 52,621,000 |