Call reports 2018
SIDNEY STATE BANK — 2018
What SIDNEY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,382,000 | 69,364,000 | 72,412,000 | 74,805,000 |
| Total loans | 54,089,000 | 58,668,000 | 61,150,000 | 62,478,000 |
| Allowance for loan losses | 561,000 | 591,000 | 614,000 | 646,000 |
| Securities available for sale | 2,316,000 | 2,315,000 | 2,486,000 | 2,921,000 |
| Securities held to maturity | 3,171,000 | 2,610,000 | 2,599,000 | 2,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,676,000 | 56,118,000 | 56,455,000 | 59,071,000 |
| Interest-bearing deposits | 51,025,000 | 49,940,000 | 49,070,000 | 51,902,000 |
| Noninterest-bearing deposits | 5,651,000 | 6,178,000 | 7,385,000 | 7,169,000 |
| Equity capital | 6,430,000 | 6,439,000 | 6,572,000 | 6,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,639,000 | 2,527,000 | 3,456,000 |
| Interest expense | 96,000 | 208,000 | 353,000 | 525,000 |
| Net interest income | 668,000 | 1,431,000 | 2,174,000 | 2,931,000 |
| Noninterest income | 48,000 | 110,000 | 173,000 | 242,000 |
| Noninterest expense | 622,000 | 1,238,000 | 1,856,000 | 2,526,000 |
| Provision for loan losses | 18,000 | 61,000 | 79,000 | 97,000 |
| Pretax income | 76,000 | 242,000 | 412,000 | 550,000 |
| Income tax | -20,000 | 9,000 | 42,000 | 83,000 |
| Net income | 96,000 | 233,000 | 370,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,454,000 | 6,387,000 | 6,596,000 | 6,476,000 |
| Total capital | 6,982,000 | 6,953,000 | 7,189,000 | 7,070,000 |
| Risk-weighted assets | 42,205,000 | 45,294,000 | 46,517,000 | 47,308,000 |