Call reports 2017
SIDNEY STATE BANK — 2017
What SIDNEY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 60,715,000 | 60,144,000 | 61,268,000 | 64,666,000 |
| Total loans | 44,580,000 | 45,062,000 | 48,025,000 | 51,282,000 |
| Allowance for loan losses | 474,000 | 493,000 | 517,000 | 535,000 |
| Securities available for sale | 2,407,000 | 2,389,000 | 2,374,000 | 2,344,000 |
| Securities held to maturity | 3,398,000 | 3,210,000 | 3,197,000 | 3,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,077,000 | 49,998,000 | 50,905,000 | 54,088,000 |
| Interest-bearing deposits | 45,914,000 | 45,611,000 | 45,564,000 | 47,241,000 |
| Noninterest-bearing deposits | 4,163,000 | 4,387,000 | 5,341,000 | 6,847,000 |
| Equity capital | 6,424,000 | 6,409,000 | 6,554,000 | 6,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,343,000 | 2,057,000 | 2,811,000 |
| Interest expense | 84,000 | 172,000 | 260,000 | 350,000 |
| Net interest income | 568,000 | 1,171,000 | 1,797,000 | 2,461,000 |
| Noninterest income | 48,000 | 102,000 | 157,000 | 209,000 |
| Noninterest expense | 495,000 | 963,000 | 1,452,000 | 2,081,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 103,000 | 274,000 | 448,000 | 517,000 |
| Income tax | 27,000 | 78,000 | 131,000 | 153,000 |
| Net income | 76,000 | 196,000 | 317,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,397,000 | 6,387,000 | 6,537,000 | 6,410,000 |
| Total capital | 6,830,000 | 6,820,000 | 7,000,000 | 6,905,000 |
| Risk-weighted assets | 34,600,000 | 34,651,000 | 37,018,000 | 39,559,000 |