Call reports 2012
SIDNEY STATE BANK — 2012
What SIDNEY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,377,000 | 51,431,000 | 50,618,000 | 50,717,000 |
| Total loans | 39,499,000 | 39,707,000 | 40,334,000 | 40,187,000 |
| Allowance for loan losses | 746,000 | 707,000 | 735,000 | 682,000 |
| Securities available for sale | 2,281,000 | 1,767,000 | 1,801,000 | 2,065,000 |
| Securities held to maturity | 3,206,000 | 3,439,000 | 3,432,000 | 3,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,192,000 | 42,684,000 | 41,647,000 | 42,834,000 |
| Interest-bearing deposits | 41,704,000 | 39,002,000 | 37,425,000 | 39,241,000 |
| Noninterest-bearing deposits | 4,488,000 | 3,682,000 | 4,222,000 | 3,593,000 |
| Equity capital | 5,751,000 | 5,756,000 | 5,897,000 | 5,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,348,000 | 2,022,000 | 2,700,000 |
| Interest expense | 136,000 | 264,000 | 385,000 | 500,000 |
| Net interest income | 537,000 | 1,084,000 | 1,637,000 | 2,200,000 |
| Noninterest income | 55,000 | 110,000 | 172,000 | 229,000 |
| Noninterest expense | 457,000 | 888,000 | 1,317,000 | 1,759,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 105,000 | 246,000 | 402,000 | 550,000 |
| Income tax | 27,000 | 67,000 | 108,000 | 150,000 |
| Net income | 78,000 | 179,000 | 294,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,726,000 | 5,732,000 | 5,873,000 | 5,880,000 |
| Total capital | 6,091,000 | 6,100,000 | 6,161,000 | 6,113,000 |
| Risk-weighted assets | 28,787,000 | 29,067,000 | 28,978,000 | 28,698,000 |