Call reports 2011
SIDNEY STATE BANK — 2011
What SIDNEY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,115,000 | 51,799,000 | 54,041,000 | 50,667,000 |
| Total loans | 41,357,000 | 40,944,000 | 40,360,000 | 39,714,000 |
| Allowance for loan losses | 906,000 | 787,000 | 819,000 | 708,000 |
| Securities available for sale | 2,280,000 | 2,553,000 | 2,519,000 | 2,731,000 |
| Securities held to maturity | 2,360,000 | 2,325,000 | 2,577,000 | 3,053,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,530,000 | 41,117,000 | 43,760,000 | 41,601,000 |
| Interest-bearing deposits | 41,817,000 | 2,377,000 | 40,543,000 | 38,610,000 |
| Noninterest-bearing deposits | 2,713,000 | 38,740,000 | 3,217,000 | 2,991,000 |
| Equity capital | 5,657,000 | 5,688,000 | 5,765,000 | 5,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,403,000 | 2,105,000 | 2,797,000 |
| Interest expense | 174,000 | 339,000 | 499,000 | 648,000 |
| Net interest income | 541,000 | 1,064,000 | 1,606,000 | 2,149,000 |
| Noninterest income | 64,000 | 125,000 | 177,000 | 214,000 |
| Noninterest expense | 438,000 | 865,000 | 1,268,000 | 1,652,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 210,000 |
| Pretax income | 107,000 | 204,000 | 335,000 | 501,000 |
| Income tax | 39,000 | 62,000 | 97,000 | 281,000 |
| Net income | 68,000 | 142,000 | 238,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,491,000 | 5,590,000 | 5,727,000 | 5,649,000 |
| Total capital | 5,886,000 | 5,967,000 | 6,101,000 | 6,019,000 |
| Risk-weighted assets | 30,660,000 | 29,842,000 | 29,497,000 | 29,243,000 |