Call reports 2005
SIDNEY STATE BANK — 2005
What SIDNEY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 49,447,000 | 47,624,000 | 48,143,000 | 54,966,000 |
| Total loans | 40,384,000 | 40,676,000 | 41,754,000 | 42,506,000 |
| Allowance for loan losses | 473,000 | 467,000 | 492,000 | 446,000 |
| Securities available for sale | 2,318,000 | 2,069,000 | 2,063,000 | 1,503,000 |
| Securities held to maturity | 1,207,000 | 1,585,000 | 1,499,000 | 1,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,453,000 | 36,636,000 | 36,831,000 | 44,174,000 |
| Interest-bearing deposits | 36,288,000 | 33,086,000 | 33,455,000 | 36,873,000 |
| Noninterest-bearing deposits | 4,165,000 | 3,550,000 | 3,376,000 | 7,301,000 |
| Equity capital | 5,973,000 | 5,977,000 | 6,121,000 | 5,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,580,000 | 2,382,000 | 3,212,000 |
| Interest expense | 176,000 | 362,000 | 578,000 | 799,000 |
| Net interest income | 617,000 | 1,218,000 | 1,804,000 | 2,413,000 |
| Noninterest income | 62,000 | 128,000 | 202,000 | 264,000 |
| Noninterest expense | 439,000 | 854,000 | 1,283,000 | 1,717,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 216,000 | 444,000 | 651,000 | 864,000 |
| Income tax | 67,000 | 145,000 | 208,000 | 272,000 |
| Net income | 149,000 | 299,000 | 443,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,973,000 | 5,977,000 | 6,121,000 | 5,889,000 |
| Total capital | 6,345,000 | 6,337,000 | 6,467,000 | 6,316,000 |
| Risk-weighted assets | 29,599,000 | 28,693,000 | 29,253,000 | 34,122,000 |
Machine access — free, no API key
Every figure shown here about SIDNEY STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.