Call reports 2025
ROBERTSON BANKING COMPANY — 2025
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 474,020,000 | 478,055,000 | 475,520,000 | 468,318,000 |
| Total loans | 314,097,000 | 312,682,000 | 316,200,000 | 311,524,000 |
| Allowance for loan losses | 4,713,000 | 4,717,000 | 4,723,000 | 4,710,000 |
| Securities available for sale | 98,911,000 | 99,751,000 | 105,584,000 | 102,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,928,000 | 418,573,000 | 412,497,000 | 407,647,000 |
| Interest-bearing deposits | 290,831,000 | 287,316,000 | 281,275,000 | 279,240,000 |
| Noninterest-bearing deposits | 126,097,000 | 131,257,000 | 131,222,000 | 128,407,000 |
| Equity capital | 45,043,000 | 47,302,000 | 50,551,000 | 48,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,922,000 | 11,988,000 | 18,168,000 | 24,252,000 |
| Interest expense | 1,383,000 | 2,767,000 | 4,137,000 | 5,450,000 |
| Net interest income | 4,539,000 | 9,221,000 | 14,031,000 | 18,802,000 |
| Noninterest income | 646,000 | 1,266,000 | 1,970,000 | 2,624,000 |
| Noninterest expense | 2,577,000 | 5,601,000 | 8,267,000 | 11,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,608,000 | 4,886,000 | 7,581,000 | 9,681,000 |
| Income tax | 140,000 | 275,000 | 410,000 | 500,000 |
| Net income | 2,468,000 | 4,611,000 | 7,171,000 | 9,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,801,000 | 49,550,000 | 51,717,000 | 48,909,000 |
| Total capital | 52,123,000 | 53,797,000 | 56,047,000 | 53,262,000 |
| Risk-weighted assets | 345,034,000 | 338,963,000 | 345,667,000 | 347,538,000 |