Call reports 2024
ROBERTSON BANKING COMPANY — 2024
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 467,756,000 | 472,748,000 | 473,015,000 | 466,500,000 |
| Total loans | 314,697,000 | 320,444,000 | 326,763,000 | 326,277,000 |
| Allowance for loan losses | 4,848,000 | 4,797,000 | 4,808,000 | 4,728,000 |
| Securities available for sale | 98,905,000 | 94,981,000 | 97,167,000 | 100,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,927,000 | 417,790,000 | 414,388,000 | 412,206,000 |
| Interest-bearing deposits | 296,250,000 | 295,073,000 | 287,863,000 | 283,092,000 |
| Noninterest-bearing deposits | 118,677,000 | 122,717,000 | 126,525,000 | 129,114,000 |
| Equity capital | 40,211,000 | 42,431,000 | 46,611,000 | 41,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,670,000 | 11,433,000 | 17,537,000 | 23,522,000 |
| Interest expense | 1,448,000 | 2,995,000 | 4,560,000 | 6,022,000 |
| Net interest income | 4,222,000 | 8,438,000 | 12,977,000 | 17,500,000 |
| Noninterest income | 627,000 | 1,443,000 | 1,921,000 | 2,833,000 |
| Noninterest expense | 2,554,000 | 5,296,000 | 7,942,000 | 11,439,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,295,000 | 4,585,000 | 6,792,000 | 8,471,000 |
| Income tax | 120,000 | 245,000 | 313,000 | 508,000 |
| Net income | 2,175,000 | 4,340,000 | 6,479,000 | 7,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,915,000 | 46,817,000 | 48,695,000 | 45,726,000 |
| Total capital | 49,337,000 | 51,281,000 | 53,202,000 | 50,143,000 |
| Risk-weighted assets | 353,009,000 | 356,509,000 | 359,934,000 | 352,751,000 |