Call reports 2023
ROBERTSON BANKING COMPANY — 2023
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 455,079,000 | 449,565,000 | 452,906,000 | 473,193,000 |
| Total loans | 293,392,000 | 300,574,000 | 315,132,000 | 313,242,000 |
| Allowance for loan losses | 4,178,000 | 4,237,000 | 4,437,000 | 4,751,000 |
| Securities available for sale | 105,202,000 | 103,185,000 | 99,615,000 | 99,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,766,000 | 408,328,000 | 402,728,000 | 421,692,000 |
| Interest-bearing deposits | 288,100,000 | 289,220,000 | 283,910,000 | 294,029,000 |
| Noninterest-bearing deposits | 124,666,000 | 119,108,000 | 118,818,000 | 127,663,000 |
| Equity capital | 35,582,000 | 36,861,000 | 37,684,000 | 38,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,617,000 | 9,553,000 | 14,884,000 | 20,526,000 |
| Interest expense | 614,000 | 1,485,000 | 2,634,000 | 4,011,000 |
| Net interest income | 4,003,000 | 8,068,000 | 12,250,000 | 16,515,000 |
| Noninterest income | 650,000 | 1,296,000 | 1,940,000 | 3,036,000 |
| Noninterest expense | 2,492,000 | 5,095,000 | 7,553,000 | 10,830,000 |
| Provision for loan losses | 100,000 | 285,000 | 485,000 | 785,000 |
| Pretax income | 2,061,000 | 3,984,000 | 6,052,000 | 7,586,000 |
| Income tax | 120,000 | 230,000 | 340,000 | 480,000 |
| Net income | 1,941,000 | 3,754,000 | 5,712,000 | 7,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,242,000 | 43,055,000 | 45,013,000 | 43,002,000 |
| Total capital | 45,420,000 | 47,292,000 | 49,550,000 | 47,394,000 |
| Risk-weighted assets | 337,976,000 | 357,586,000 | 365,338,000 | 350,684,000 |