Call reports 2022
ROBERTSON BANKING COMPANY — 2022
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 432,484,000 | 436,953,000 | 433,313,000 | 444,822,000 |
| Total loans | 263,803,000 | 262,356,000 | 271,685,000 | 288,705,000 |
| Allowance for loan losses | 4,210,000 | 4,217,000 | 4,087,000 | 4,136,000 |
| Securities available for sale | 84,739,000 | 101,072,000 | 106,551,000 | 106,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,975,000 | 401,381,000 | 398,515,000 | 407,949,000 |
| Interest-bearing deposits | 274,016,000 | 276,181,000 | 273,786,000 | 281,642,000 |
| Noninterest-bearing deposits | 122,959,000 | 125,200,000 | 124,729,000 | 126,307,000 |
| Equity capital | 34,180,000 | 34,246,000 | 33,439,000 | 32,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,169,000 | 6,593,000 | 10,474,000 | 14,808,000 |
| Interest expense | 145,000 | 291,000 | 481,000 | 771,000 |
| Net interest income | 3,024,000 | 6,302,000 | 9,993,000 | 14,037,000 |
| Noninterest income | 605,000 | 1,406,000 | 2,138,000 | 2,834,000 |
| Noninterest expense | 2,268,000 | 4,697,000 | 6,935,000 | 9,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,361,000 | 3,011,000 | 5,196,000 | 6,829,000 |
| Income tax | 80,000 | 180,000 | 305,000 | 425,000 |
| Net income | 1,281,000 | 2,831,000 | 4,891,000 | 6,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,788,000 | 39,338,000 | 41,398,000 | 39,301,000 |
| Total capital | 41,338,000 | 43,040,000 | 45,424,000 | 43,437,000 |
| Risk-weighted assets | 283,375,000 | 295,695,000 | 322,075,000 | 341,202,000 |