Call reports 2021
ROBERTSON BANKING COMPANY — 2021
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 392,708,000 | 387,941,000 | 396,474,000 | 412,189,000 |
| Total loans | 276,004,000 | 281,947,000 | 273,849,000 | 267,178,000 |
| Allowance for loan losses | 3,884,000 | 3,969,000 | 3,919,000 | 4,207,000 |
| Securities available for sale | 50,505,000 | 51,632,000 | 52,128,000 | 79,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,547,000 | 348,306,000 | 354,989,000 | 374,169,000 |
| Interest-bearing deposits | 254,726,000 | 244,780,000 | 245,703,000 | 257,790,000 |
| Noninterest-bearing deposits | 99,821,000 | 103,526,000 | 109,286,000 | 116,379,000 |
| Equity capital | 35,853,000 | 37,055,000 | 39,730,000 | 36,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,416,000 | 9,604,000 | 12,882,000 |
| Interest expense | 252,000 | 449,000 | 628,000 | 791,000 |
| Net interest income | 3,034,000 | 5,967,000 | 8,976,000 | 12,091,000 |
| Noninterest income | 578,000 | 1,141,000 | 3,531,000 | 4,156,000 |
| Noninterest expense | 2,145,000 | 4,174,000 | 6,488,000 | 9,349,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 1,467,000 | 2,934,000 | 6,019,000 | 6,598,000 |
| Income tax | 85,000 | 175,000 | 320,000 | 435,000 |
| Net income | 1,382,000 | 2,759,000 | 5,699,000 | 6,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,727,000 | 36,842,000 | 39,521,000 | 36,507,000 |
| Total capital | 39,186,000 | 40,422,000 | 42,960,000 | 40,069,000 |
| Risk-weighted assets | 276,369,000 | 286,021,000 | 274,682,000 | 284,365,000 |