Call reports 2020
ROBERTSON BANKING COMPANY — 2020
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 333,952,000 | 390,535,000 | 373,099,000 | 373,358,000 |
| Total loans | 259,664,000 | 276,118,000 | 280,131,000 | 275,638,000 |
| Allowance for loan losses | 4,020,000 | 3,995,000 | 3,996,000 | 3,899,000 |
| Securities available for sale | 27,446,000 | 33,634,000 | 39,184,000 | 44,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,721,000 | 345,845,000 | 328,369,000 | 335,681,000 |
| Interest-bearing deposits | 226,167,000 | 259,002,000 | 240,201,000 | 247,207,000 |
| Noninterest-bearing deposits | 65,554,000 | 86,843,000 | 88,168,000 | 88,474,000 |
| Equity capital | 34,254,000 | 35,867,000 | 37,085,000 | 35,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,576,000 | 7,121,000 | 10,393,000 | 13,923,000 |
| Interest expense | 630,000 | 1,168,000 | 1,631,000 | 2,001,000 |
| Net interest income | 2,946,000 | 5,953,000 | 8,762,000 | 11,922,000 |
| Noninterest income | 641,000 | 1,104,000 | 1,665,000 | 2,305,000 |
| Noninterest expense | 2,122,000 | 4,166,000 | 6,341,000 | 8,920,000 |
| Provision for loan losses | 500,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 965,000 | 2,391,000 | 3,586,000 | 4,807,000 |
| Income tax | 80,000 | 140,000 | 220,000 | 239,000 |
| Net income | 885,000 | 2,251,000 | 3,366,000 | 4,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,161,000 | 35,265,000 | 36,333,000 | 34,606,000 |
| Total capital | 37,603,000 | 38,624,000 | 39,744,000 | 37,980,000 |
| Risk-weighted assets | 274,856,000 | 268,148,000 | 272,338,000 | 269,404,000 |