Call reports 2019
ROBERTSON BANKING COMPANY — 2019
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 318,811,000 | 324,549,000 | 336,766,000 | 327,866,000 |
| Total loans | 247,488,000 | 256,255,000 | 258,668,000 | 256,634,000 |
| Allowance for loan losses | 3,055,000 | 3,158,000 | 3,331,000 | 3,521,000 |
| Securities available for sale | 27,965,000 | 28,758,000 | 26,486,000 | 27,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,162,000 | 278,014,000 | 290,253,000 | 284,209,000 |
| Interest-bearing deposits | 211,104,000 | 216,093,000 | 219,889,000 | 217,855,000 |
| Noninterest-bearing deposits | 63,058,000 | 61,921,000 | 70,364,000 | 66,354,000 |
| Equity capital | 32,623,000 | 34,353,000 | 35,514,000 | 33,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,709,000 | 7,550,000 | 11,446,000 | 15,211,000 |
| Interest expense | 569,000 | 1,202,000 | 1,903,000 | 2,580,000 |
| Net interest income | 3,140,000 | 6,348,000 | 9,543,000 | 12,631,000 |
| Noninterest income | 434,000 | 1,296,000 | 1,909,000 | 2,630,000 |
| Noninterest expense | 2,120,000 | 4,146,000 | 6,256,000 | 8,943,000 |
| Provision for loan losses | 0 | 100,000 | 275,000 | 500,000 |
| Pretax income | 1,454,000 | 3,403,000 | 4,917,000 | 5,814,000 |
| Income tax | 80,000 | 185,000 | 315,000 | 380,000 |
| Net income | 1,374,000 | 3,218,000 | 4,602,000 | 5,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,531,000 | 34,113,000 | 35,236,000 | 33,037,000 |
| Total capital | 35,586,000 | 37,271,000 | 38,567,000 | 36,384,000 |
| Risk-weighted assets | 259,157,000 | 267,084,000 | 270,355,000 | 267,608,000 |