Call reports 2018
ROBERTSON BANKING COMPANY — 2018
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 299,972,000 | 311,007,000 | 310,789,000 | 304,453,000 |
| Total loans | 231,749,000 | 234,916,000 | 242,222,000 | 246,378,000 |
| Allowance for loan losses | 2,365,000 | 2,450,000 | 2,679,000 | 3,056,000 |
| Securities available for sale | 29,538,000 | 29,710,000 | 29,092,000 | 28,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,307,000 | 267,103,000 | 264,746,000 | 259,785,000 |
| Interest-bearing deposits | 198,347,000 | 204,247,000 | 203,779,000 | 197,940,000 |
| Noninterest-bearing deposits | 57,960,000 | 62,856,000 | 60,967,000 | 61,845,000 |
| Equity capital | 30,743,000 | 31,797,000 | 32,842,000 | 31,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,120,000 | 6,421,000 | 9,919,000 | 13,536,000 |
| Interest expense | 368,000 | 785,000 | 1,254,000 | 1,788,000 |
| Net interest income | 2,752,000 | 5,636,000 | 8,665,000 | 11,748,000 |
| Noninterest income | 591,000 | 1,118,000 | 1,942,000 | 2,524,000 |
| Noninterest expense | 2,066,000 | 3,973,000 | 6,044,000 | 8,411,000 |
| Provision for loan losses | 90,000 | 180,000 | 430,000 | 805,000 |
| Pretax income | 1,187,000 | 2,601,000 | 4,117,000 | 5,012,000 |
| Income tax | 65,000 | 160,000 | 260,000 | 320,000 |
| Net income | 1,122,000 | 2,441,000 | 3,857,000 | 4,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,951,000 | 32,009,000 | 33,165,000 | 31,418,000 |
| Total capital | 33,316,000 | 34,459,000 | 35,844,000 | 34,474,000 |
| Risk-weighted assets | 225,176,000 | 230,484,000 | 247,914,000 | 266,423,000 |