Call reports 2017
ROBERTSON BANKING COMPANY — 2017
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 278,881,000 | 279,400,000 | 284,469,000 | 285,655,000 |
| Total loans | 209,846,000 | 216,008,000 | 224,132,000 | 230,464,000 |
| Allowance for loan losses | 2,164,000 | 1,917,000 | 2,092,000 | 2,290,000 |
| Securities available for sale | 30,932,000 | 31,197,000 | 30,337,000 | 28,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,242,000 | 238,604,000 | 243,647,000 | 245,394,000 |
| Interest-bearing deposits | 180,665,000 | 184,688,000 | 189,174,000 | 189,879,000 |
| Noninterest-bearing deposits | 58,577,000 | 53,916,000 | 54,473,000 | 55,515,000 |
| Equity capital | 29,883,000 | 30,968,000 | 31,833,000 | 30,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,735,000 | 5,541,000 | 8,513,000 | 11,596,000 |
| Interest expense | 269,000 | 538,000 | 829,000 | 1,143,000 |
| Net interest income | 2,466,000 | 5,003,000 | 7,684,000 | 10,453,000 |
| Noninterest income | 578,000 | 1,110,000 | 1,723,000 | 2,255,000 |
| Noninterest expense | 1,898,000 | 3,705,000 | 5,701,000 | 7,928,000 |
| Provision for loan losses | 120,000 | 190,000 | 250,000 | 470,000 |
| Pretax income | 1,026,000 | 2,218,000 | 3,456,000 | 4,290,000 |
| Income tax | 25,000 | 65,000 | 135,000 | 185,000 |
| Net income | 1,001,000 | 2,153,000 | 3,321,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,747,000 | 30,638,000 | 31,546,000 | 30,089,000 |
| Total capital | 31,911,000 | 32,555,000 | 33,638,000 | 32,379,000 |
| Risk-weighted assets | 199,331,000 | 202,915,000 | 210,261,000 | 217,801,000 |