Call reports 2015
ROBERTSON BANKING COMPANY — 2015
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 260,960,000 | 264,234,000 | 266,243,000 | 263,376,000 |
| Total loans | 200,842,000 | 204,178,000 | 207,785,000 | 211,392,000 |
| Allowance for loan losses | 2,068,000 | 2,133,000 | 2,087,000 | 2,119,000 |
| Securities available for sale | 39,690,000 | 35,775,000 | 34,763,000 | 32,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,873,000 | 227,760,000 | 225,931,000 | 224,887,000 |
| Interest-bearing deposits | 181,792,000 | 186,163,000 | 185,246,000 | 181,015,000 |
| Noninterest-bearing deposits | 43,081,000 | 41,597,000 | 40,685,000 | 43,872,000 |
| Equity capital | 28,262,000 | 28,599,000 | 29,623,000 | 28,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,152,000 | 7,840,000 | 10,538,000 |
| Interest expense | 361,000 | 716,000 | 1,060,000 | 1,372,000 |
| Net interest income | 2,172,000 | 4,436,000 | 6,780,000 | 9,166,000 |
| Noninterest income | 507,000 | 1,064,000 | 1,634,000 | 2,179,000 |
| Noninterest expense | 1,651,000 | 3,439,000 | 5,154,000 | 7,258,000 |
| Provision for loan losses | 0 | 60,000 | 150,000 | 150,000 |
| Pretax income | 1,028,000 | 1,998,000 | 3,113,000 | 3,940,000 |
| Income tax | 55,000 | 120,000 | 175,000 | 220,000 |
| Net income | 973,000 | 1,878,000 | 2,938,000 | 3,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,812,000 | 28,455,000 | 29,255,000 | 28,006,000 |
| Total capital | 29,880,000 | 30,588,000 | 31,342,000 | 30,125,000 |
| Risk-weighted assets | 199,967,000 | 200,027,000 | 187,807,000 | 189,918,000 |