Call reports 2014
ROBERTSON BANKING COMPANY — 2014
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 261,475,000 | 261,866,000 | 262,723,000 | 256,996,000 |
| Total loans | 201,219,000 | 190,481,000 | 195,919,000 | 195,700,000 |
| Allowance for loan losses | 2,189,000 | 2,067,000 | 2,080,000 | 2,101,000 |
| Securities available for sale | 32,352,000 | 39,568,000 | 40,015,000 | 39,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,666,000 | 226,348,000 | 226,276,000 | 221,752,000 |
| Interest-bearing deposits | 187,200,000 | 185,579,000 | 182,414,000 | 181,148,000 |
| Noninterest-bearing deposits | 39,466,000 | 40,769,000 | 43,862,000 | 40,604,000 |
| Equity capital | 26,966,000 | 27,657,000 | 28,423,000 | 27,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,185,000 | 7,763,000 | 10,336,000 |
| Interest expense | 372,000 | 751,000 | 1,131,000 | 1,507,000 |
| Net interest income | 2,258,000 | 4,434,000 | 6,632,000 | 8,829,000 |
| Noninterest income | 496,000 | 993,000 | 1,544,000 | 2,207,000 |
| Noninterest expense | 1,645,000 | 3,426,000 | 5,103,000 | 7,134,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 1,061,000 | 1,953,000 | 3,025,000 | 3,854,000 |
| Income tax | 50,000 | 105,000 | 165,000 | 195,000 |
| Net income | 1,011,000 | 1,848,000 | 2,860,000 | 3,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,961,000 | 27,537,000 | 28,287,000 | 27,100,000 |
| Total capital | 29,150,000 | 29,604,000 | 30,367,000 | 29,201,000 |
| Risk-weighted assets | 195,651,000 | 187,584,000 | 192,471,000 | 190,720,000 |