Call reports 2013
ROBERTSON BANKING COMPANY — 2013
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 255,350,000 | 253,503,000 | 255,149,000 | 253,788,000 |
| Total loans | 187,986,000 | 191,003,000 | 192,104,000 | 198,471,000 |
| Allowance for loan losses | 2,269,000 | 2,241,000 | 2,183,000 | 2,119,000 |
| Securities available for sale | 44,451,000 | 42,250,000 | 39,770,000 | 36,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,970,000 | 219,491,000 | 220,238,000 | 219,662,000 |
| Interest-bearing deposits | 186,242,000 | 183,031,000 | 183,195,000 | 181,034,000 |
| Noninterest-bearing deposits | 34,728,000 | 36,460,000 | 37,043,000 | 38,628,000 |
| Equity capital | 26,358,000 | 26,120,000 | 26,891,000 | 26,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,309,000 | 7,992,000 | 10,662,000 |
| Interest expense | 531,000 | 992,000 | 1,397,000 | 1,787,000 |
| Net interest income | 2,115,000 | 4,317,000 | 6,595,000 | 8,875,000 |
| Noninterest income | 247,000 | 744,000 | 1,252,000 | 1,758,000 |
| Noninterest expense | 1,655,000 | 3,438,000 | 5,101,000 | 7,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,009,000 | 1,925,000 | 3,056,000 | 3,875,000 |
| Income tax | 55,000 | 120,000 | 185,000 | 220,000 |
| Net income | 954,000 | 1,805,000 | 2,871,000 | 3,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,719,000 | 26,206,000 | 26,909,000 | 26,211,000 |
| Total capital | 27,988,000 | 28,447,000 | 29,092,000 | 28,330,000 |
| Risk-weighted assets | 185,814,000 | 187,899,000 | 188,486,000 | 192,303,000 |