Call reports 2012
ROBERTSON BANKING COMPANY — 2012
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 251,719,000 | 249,749,000 | 254,652,000 | 258,498,000 |
| Total loans | 183,416,000 | 186,529,000 | 189,187,000 | 181,801,000 |
| Allowance for loan losses | 3,521,000 | 2,308,000 | 2,311,000 | 2,282,000 |
| Securities available for sale | 37,950,000 | 40,761,000 | 38,780,000 | 43,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,823,000 | 208,589,000 | 212,626,000 | 217,163,000 |
| Interest-bearing deposits | 180,365,000 | 177,286,000 | 181,686,000 | 184,362,000 |
| Noninterest-bearing deposits | 30,458,000 | 31,303,000 | 30,940,000 | 32,801,000 |
| Equity capital | 25,834,000 | 26,275,000 | 26,994,000 | 26,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,856,000 | 5,645,000 | 8,462,000 | 11,401,000 |
| Interest expense | 616,000 | 1,232,000 | 1,832,000 | 2,427,000 |
| Net interest income | 2,240,000 | 4,413,000 | 6,630,000 | 8,974,000 |
| Noninterest income | 574,000 | 1,054,000 | 1,591,000 | 2,124,000 |
| Noninterest expense | 1,666,000 | 3,435,000 | 5,072,000 | 7,242,000 |
| Provision for loan losses | 113,000 | 187,000 | 188,000 | 188,000 |
| Pretax income | 1,035,000 | 1,845,000 | 2,961,000 | 3,668,000 |
| Income tax | 60,000 | 105,000 | 175,000 | 179,000 |
| Net income | 975,000 | 1,740,000 | 2,786,000 | 3,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,810,000 | 25,209,000 | 25,889,000 | 25,130,000 |
| Total capital | 27,117,000 | 27,517,000 | 28,200,000 | 27,412,000 |
| Risk-weighted assets | 183,365,000 | 187,604,000 | 191,552,000 | 183,177,000 |