Call reports 2011
ROBERTSON BANKING COMPANY — 2011
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 241,678,000 | 248,096,000 | 242,308,000 | 259,619,000 |
| Total loans | 174,669,000 | 172,235,000 | 176,183,000 | 184,202,000 |
| Allowance for loan losses | 3,091,000 | 3,394,000 | 3,319,000 | 3,403,000 |
| Securities available for sale | 34,371,000 | 39,214,000 | 39,121,000 | 39,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,439,000 | 208,026,000 | 201,302,000 | 219,427,000 |
| Interest-bearing deposits | 171,764,000 | 173,991,000 | 171,726,000 | 182,414,000 |
| Noninterest-bearing deposits | 30,675,000 | 34,035,000 | 29,576,000 | 37,013,000 |
| Equity capital | 24,028,000 | 25,033,000 | 25,855,000 | 25,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 5,824,000 | 8,721,000 | 11,626,000 |
| Interest expense | 721,000 | 1,430,000 | 2,120,000 | 2,757,000 |
| Net interest income | 2,210,000 | 4,394,000 | 6,601,000 | 8,869,000 |
| Noninterest income | 555,000 | 1,043,000 | 1,486,000 | 1,998,000 |
| Noninterest expense | 1,719,000 | 3,328,000 | 4,925,000 | 6,820,000 |
| Provision for loan losses | 225,000 | 275,000 | 275,000 | 325,000 |
| Pretax income | 818,000 | 1,831,000 | 2,855,000 | 3,690,000 |
| Income tax | 50,000 | 100,000 | 165,000 | 210,000 |
| Net income | 768,000 | 1,731,000 | 2,690,000 | 3,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,601,000 | 24,198,000 | 24,825,000 | 24,204,000 |
| Total capital | 25,768,000 | 26,347,000 | 27,039,000 | 26,547,000 |
| Risk-weighted assets | 172,452,000 | 170,692,000 | 175,995,000 | 186,363,000 |