Call reports 2010
ROBERTSON BANKING COMPANY — 2010
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 240,491,000 | 237,521,000 | 234,506,000 | 234,245,000 |
| Total loans | 174,735,000 | 173,612,000 | 172,658,000 | 173,831,000 |
| Allowance for loan losses | 3,125,000 | 2,542,000 | 2,825,000 | 2,784,000 |
| Securities available for sale | 36,553,000 | 34,310,000 | 34,502,000 | 32,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,433,000 | 198,661,000 | 194,793,000 | 195,606,000 |
| Interest-bearing deposits | 178,224,000 | 174,376,000 | 170,848,000 | 170,151,000 |
| Noninterest-bearing deposits | 24,209,000 | 24,285,000 | 23,945,000 | 25,455,000 |
| Equity capital | 23,215,000 | 23,891,000 | 24,707,000 | 23,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,908,000 | 6,017,000 | 9,130,000 | 12,122,000 |
| Interest expense | 819,000 | 1,617,000 | 2,396,000 | 3,157,000 |
| Net interest income | 2,089,000 | 4,400,000 | 6,734,000 | 8,965,000 |
| Noninterest income | 547,000 | 1,074,000 | 1,609,000 | 2,054,000 |
| Noninterest expense | 1,540,000 | 2,997,000 | 4,598,000 | 6,431,000 |
| Provision for loan losses | 575,000 | 1,050,000 | 1,388,000 | 1,538,000 |
| Pretax income | 521,000 | 1,427,000 | 2,357,000 | 3,049,000 |
| Income tax | 20,000 | 80,000 | 147,000 | 182,000 |
| Net income | 501,000 | 1,347,000 | 2,210,000 | 2,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,681,000 | 23,211,000 | 23,754,000 | 23,202,000 |
| Total capital | 24,921,000 | 25,386,000 | 25,915,000 | 25,373,000 |
| Risk-weighted assets | 178,317,000 | 173,619,000 | 172,238,000 | 173,053,000 |