Call reports 2009
ROBERTSON BANKING COMPANY — 2009
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 240,459,000 | 239,710,000 | 240,599,000 | 236,310,000 |
| Total loans | 179,528,000 | 187,357,000 | 181,256,000 | 176,425,000 |
| Allowance for loan losses | 2,509,000 | 2,442,000 | 2,788,000 | 2,523,000 |
| Securities available for sale | 33,374,000 | 33,667,000 | 32,547,000 | 32,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,898,000 | 197,920,000 | 201,201,000 | 197,149,000 |
| Interest-bearing deposits | 178,637,000 | 176,531,000 | 179,028,000 | 174,996,000 |
| Noninterest-bearing deposits | 23,261,000 | 21,389,000 | 22,173,000 | 22,153,000 |
| Equity capital | 22,177,000 | 22,683,000 | 23,343,000 | 22,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,332,000 | 9,564,000 | 12,662,000 |
| Interest expense | 1,168,000 | 2,285,000 | 3,321,000 | 4,234,000 |
| Net interest income | 1,954,000 | 4,047,000 | 6,243,000 | 8,428,000 |
| Noninterest income | 564,000 | 1,039,000 | 1,548,000 | 2,050,000 |
| Noninterest expense | 1,802,000 | 3,354,000 | 5,054,000 | 6,746,000 |
| Provision for loan losses | 0 | 125,000 | 475,000 | 850,000 |
| Pretax income | 716,000 | 1,607,000 | 2,262,000 | 2,882,000 |
| Income tax | 45,000 | 100,000 | 154,000 | 186,000 |
| Net income | 671,000 | 1,507,000 | 2,108,000 | 2,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,038,000 | 22,418,000 | 22,570,000 | 22,499,000 |
| Total capital | 24,293,000 | 24,734,000 | 24,842,000 | 24,736,000 |
| Risk-weighted assets | 180,157,000 | 185,127,000 | 181,212,000 | 178,676,000 |