Call reports 2008
ROBERTSON BANKING COMPANY — 2008
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 221,166,000 | 232,086,000 | 237,956,000 | 230,682,000 |
| Total loans | 156,503,000 | 174,225,000 | 179,841,000 | 179,160,000 |
| Allowance for loan losses | 2,865,000 | 2,853,000 | 2,599,000 | 2,504,000 |
| Securities available for sale | 40,337,000 | 34,995,000 | 32,279,000 | 30,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,065,000 | 194,424,000 | 199,260,000 | 192,242,000 |
| Interest-bearing deposits | 170,975,000 | 173,009,000 | 176,488,000 | 170,919,000 |
| Noninterest-bearing deposits | 21,090,000 | 21,415,000 | 22,772,000 | 21,323,000 |
| Equity capital | 22,063,000 | 22,379,000 | 22,480,000 | 22,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,512,000 | 6,999,000 | 10,485,000 | 13,915,000 |
| Interest expense | 1,507,000 | 2,909,000 | 4,224,000 | 5,491,000 |
| Net interest income | 2,005,000 | 4,090,000 | 6,261,000 | 8,424,000 |
| Noninterest income | 576,000 | 1,079,000 | 1,582,000 | 2,014,000 |
| Noninterest expense | 1,586,000 | 2,960,000 | 4,525,000 | 6,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 995,000 | 2,209,000 | 3,183,000 | 4,025,000 |
| Income tax | 65,000 | 53,000 | 109,000 | 179,000 |
| Net income | 930,000 | 2,156,000 | 3,074,000 | 3,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,260,000 | 21,985,000 | 22,421,000 | 21,820,000 |
| Total capital | 23,260,000 | 24,157,000 | 24,684,000 | 24,051,000 |
| Risk-weighted assets | 159,173,000 | 173,076,000 | 180,717,000 | 178,233,000 |