Call reports 2007
ROBERTSON BANKING COMPANY — 2007
What ROBERTSON BANKING COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 223,838,000 | 219,209,000 | 216,105,000 | 222,266,000 |
| Total loans | 159,200,000 | 158,015,000 | 157,716,000 | 157,078,000 |
| Allowance for loan losses | 2,733,000 | 2,625,000 | 2,601,000 | 2,587,000 |
| Securities available for sale | 35,786,000 | 37,436,000 | 39,366,000 | 43,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,352,000 | 189,260,000 | 184,975,000 | 193,303,000 |
| Interest-bearing deposits | 168,736,000 | 166,913,000 | 162,981,000 | 170,847,000 |
| Noninterest-bearing deposits | 23,616,000 | 22,347,000 | 21,994,000 | 22,456,000 |
| Equity capital | 21,167,000 | 21,628,000 | 22,395,000 | 22,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,617,000 | 7,337,000 | 11,031,000 | 14,664,000 |
| Interest expense | 1,610,000 | 3,261,000 | 4,880,000 | 6,488,000 |
| Net interest income | 2,007,000 | 4,076,000 | 6,151,000 | 8,176,000 |
| Noninterest income | 559,000 | 1,100,000 | 1,659,000 | 2,228,000 |
| Noninterest expense | 1,457,000 | 2,801,000 | 4,325,000 | 6,091,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 1,069,000 | 2,335,000 | 3,445,000 | 4,273,000 |
| Income tax | 1,037,000 | 1,033,000 | 1,103,000 | 991,000 |
| Net income | 32,000 | 1,302,000 | 2,342,000 | 3,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,938,000 | 21,664,000 | 22,091,000 | 21,835,000 |
| Total capital | 22,816,000 | 23,535,000 | 23,983,000 | 23,768,000 |
| Risk-weighted assets | 149,398,000 | 148,894,000 | 150,663,000 | 153,957,000 |