Call reports 2026
MIAMI SAVINGS BANK — 2026
What MIAMI SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 131,984,000 | 148,311,000 |
| Total loans | 94,248,000 | 109,232,000 |
| Allowance for loan losses | 1,356,000 | 1,456,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 4,559,000 | 5,289,000 |
| Trading assets | 0 | 0 |
| Total deposits | 101,281,000 | 114,923,000 |
| Interest-bearing deposits | 75,763,000 | 87,740,000 |
| Noninterest-bearing deposits | 25,518,000 | 27,183,000 |
| Equity capital | 29,195,000 | 31,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,520,000 | 3,120,000 |
| Interest expense | 402,000 | 804,000 |
| Net interest income | 1,118,000 | 2,316,000 |
| Noninterest income | 61,000 | 148,000 |
| Noninterest expense | 842,000 | 1,706,000 |
| Provision for loan losses | -39,000 | -77,000 |
| Pretax income | 380,000 | 827,000 |
| Income tax | 72,000 | 156,000 |
| Net income | 308,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,195,000 | 31,475,000 |