Call reports 2024
MIAMI SAVINGS BANK — 2024
What MIAMI SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 135,402,000 | 134,372,000 | 135,224,000 | 137,197,000 |
| Total loans | 104,491,000 | 103,914,000 | 100,311,000 | 96,554,000 |
| Allowance for loan losses | 1,171,000 | 1,153,000 | 1,150,000 | 1,169,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,148,000 | 12,135,000 | 10,623,000 | 9,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,096,000 | 105,678,000 | 106,020,000 | 107,848,000 |
| Interest-bearing deposits | 78,921,000 | 78,552,000 | 78,984,000 | 80,022,000 |
| Noninterest-bearing deposits | 28,175,000 | 27,126,000 | 27,036,000 | 27,826,000 |
| Equity capital | 27,041,000 | 27,121,000 | 27,528,000 | 27,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,237,000 | 4,902,000 | 6,539,000 |
| Interest expense | 422,000 | 892,000 | 1,375,000 | 1,850,000 |
| Net interest income | 1,147,000 | 2,345,000 | 3,527,000 | 4,689,000 |
| Noninterest income | 55,000 | 74,000 | 188,000 | 242,000 |
| Noninterest expense | 909,000 | 2,054,000 | 2,863,000 | 3,746,000 |
| Provision for loan losses | 24,000 | 6,000 | 3,000 | 22,000 |
| Pretax income | 274,000 | 365,000 | 867,000 | 1,181,000 |
| Income tax | 51,000 | 63,000 | 157,000 | 215,000 |
| Net income | 223,000 | 302,000 | 710,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,041,000 | 27,121,000 | 27,528,000 | 27,784,000 |
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