Call reports 2023
MIAMI SAVINGS BANK — 2023
What MIAMI SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 140,019,000 | 137,444,000 | 137,642,000 | 137,597,000 |
| Total loans | 95,641,000 | 100,147,000 | 102,492,000 | 104,144,000 |
| Allowance for loan losses | 1,201,000 | 1,201,000 | 1,166,000 | 1,147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,218,000 | 12,699,000 | 12,680,000 | 12,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,387,000 | 110,138,000 | 109,813,000 | 109,343,000 |
| Interest-bearing deposits | 80,439,000 | 76,058,000 | 76,025,000 | 77,582,000 |
| Noninterest-bearing deposits | 32,948,000 | 34,080,000 | 33,788,000 | 31,761,000 |
| Equity capital | 25,338,000 | 25,930,000 | 26,388,000 | 26,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,927,000 | 4,461,000 | 6,052,000 |
| Interest expense | 94,000 | 285,000 | 552,000 | 892,000 |
| Net interest income | 1,344,000 | 2,642,000 | 3,909,000 | 5,160,000 |
| Noninterest income | 61,000 | 311,000 | 423,000 | 490,000 |
| Noninterest expense | 756,000 | 1,563,000 | 2,385,000 | 3,190,000 |
| Provision for loan losses | 0 | 0 | -33,000 | -52,000 |
| Pretax income | 649,000 | 1,390,000 | 1,959,000 | 2,494,000 |
| Income tax | 129,000 | 278,000 | 391,000 | 496,000 |
| Net income | 520,000 | 1,112,000 | 1,568,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,338,000 | 25,930,000 | 26,388,000 | 26,817,000 |
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