Call reports 2022
MIAMI SAVINGS BANK — 2022
What MIAMI SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,097,000 | 149,234,000 | 148,445,000 | 139,225,000 |
| Total loans | 88,718,000 | 90,299,000 | 90,786,000 | 93,153,000 |
| Allowance for loan losses | 1,201,000 | 1,201,000 | 1,201,000 | 1,201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,944,000 | 4,772,000 | 9,251,000 | 11,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,158,000 | 123,953,000 | 122,787,000 | 113,164,000 |
| Interest-bearing deposits | 97,999,000 | 98,506,000 | 85,408,000 | 84,875,000 |
| Noninterest-bearing deposits | 23,159,000 | 25,447,000 | 37,379,000 | 28,289,000 |
| Equity capital | 23,713,000 | 23,998,000 | 24,372,000 | 24,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,872,000 | 3,049,000 | 4,441,000 |
| Interest expense | 95,000 | 182,000 | 257,000 | 322,000 |
| Net interest income | 776,000 | 1,690,000 | 2,792,000 | 4,119,000 |
| Noninterest income | 93,000 | 329,000 | 459,000 | 543,000 |
| Noninterest expense | 754,000 | 1,553,000 | 2,321,000 | 3,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 466,000 | 930,000 | 1,485,000 |
| Income tax | 18,000 | 83,000 | 173,000 | 283,000 |
| Net income | 97,000 | 383,000 | 757,000 | 1,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,713,000 | 23,998,000 | 24,372,000 | 24,818,000 |