Call reports 2021
MIAMI SAVINGS BANK — 2021
What MIAMI SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 148,351,000 | 144,305,000 | 146,357,000 | 144,703,000 |
| Total loans | 84,042,000 | 86,105,000 | 86,813,000 | 88,398,000 |
| Allowance for loan losses | 1,195,000 | 1,199,000 | 1,201,000 | 1,201,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,564,000 | 1,533,000 | 1,497,000 | 1,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,231,000 | 119,919,000 | 121,640,000 | 119,883,000 |
| Interest-bearing deposits | 89,343,000 | 87,799,000 | 88,584,000 | 88,591,000 |
| Noninterest-bearing deposits | 34,888,000 | 32,120,000 | 33,056,000 | 31,292,000 |
| Equity capital | 22,890,000 | 23,147,000 | 23,475,000 | 23,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,696,000 | 2,612,000 | 3,498,000 |
| Interest expense | 160,000 | 309,000 | 446,000 | 564,000 |
| Net interest income | 674,000 | 1,387,000 | 2,166,000 | 2,934,000 |
| Noninterest income | 163,000 | 424,000 | 579,000 | 679,000 |
| Noninterest expense | 660,000 | 1,319,000 | 2,022,000 | 2,720,000 |
| Provision for loan losses | 3,000 | 3,000 | -175,000 | -175,000 |
| Pretax income | 174,000 | 489,000 | 898,000 | 1,068,000 |
| Income tax | 30,000 | 88,000 | 169,000 | 198,000 |
| Net income | 144,000 | 401,000 | 729,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,890,000 | 23,147,000 | 23,475,000 | 23,615,000 |