Call reports 2020
MIAMI SAVINGS BANK — 2020
What MIAMI SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,407,000 | 138,640,000 | 138,361,000 | 143,477,000 |
| Total loans | 96,265,000 | 95,265,000 | 88,792,000 | 87,461,000 |
| Allowance for loan losses | 1,160,000 | 1,173,000 | 1,183,000 | 1,189,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,891,000 | 5,917,000 | 4,381,000 | 1,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,336,000 | 115,355,000 | 114,736,000 | 119,518,000 |
| Interest-bearing deposits | 81,677,000 | 83,954,000 | 85,189,000 | 83,904,000 |
| Noninterest-bearing deposits | 22,659,000 | 31,401,000 | 29,547,000 | 35,614,000 |
| Equity capital | 21,856,000 | 22,098,000 | 22,417,000 | 22,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,227,000 | 2,270,000 | 3,380,000 | 4,468,000 |
| Interest expense | 248,000 | 466,000 | 670,000 | 856,000 |
| Net interest income | 979,000 | 1,804,000 | 2,710,000 | 3,612,000 |
| Noninterest income | 198,000 | 418,000 | 585,000 | 772,000 |
| Noninterest expense | 708,000 | 1,445,000 | 2,129,000 | 2,809,000 |
| Provision for loan losses | 1,000 | 11,000 | 18,000 | 21,000 |
| Pretax income | 468,000 | 766,000 | 1,158,000 | 1,566,000 |
| Income tax | 92,000 | 148,000 | 221,000 | 300,000 |
| Net income | 376,000 | 618,000 | 937,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,856,000 | 22,098,000 | 22,417,000 | 22,746,000 |