Call reports 2019
MIAMI SAVINGS BANK — 2019
What MIAMI SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 123,828,000 | 125,579,000 | 128,479,000 | 129,517,000 |
| Total loans | 93,789,000 | 97,444,000 | 100,067,000 | 99,311,000 |
| Allowance for loan losses | 1,190,000 | 1,195,000 | 1,199,000 | 1,151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,034,000 | 8,991,000 | 8,950,000 | 9,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,261,000 | 103,643,000 | 105,905,000 | 106,793,000 |
| Interest-bearing deposits | 83,444,000 | 83,941,000 | 82,634,000 | 84,490,000 |
| Noninterest-bearing deposits | 18,817,000 | 19,702,000 | 23,271,000 | 22,303,000 |
| Equity capital | 20,393,000 | 20,742,000 | 21,116,000 | 21,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,280,000 | 2,566,000 | 3,870,000 | 5,188,000 |
| Interest expense | 224,000 | 466,000 | 721,000 | 978,000 |
| Net interest income | 1,056,000 | 2,100,000 | 3,149,000 | 4,210,000 |
| Noninterest income | 74,000 | 178,000 | 274,000 | 345,000 |
| Noninterest expense | 714,000 | 1,426,000 | 2,105,000 | 2,788,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 415,000 | 849,000 | 1,313,000 | 1,761,000 |
| Income tax | 82,000 | 167,000 | 258,000 | 342,000 |
| Net income | 333,000 | 682,000 | 1,055,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,393,000 | 20,742,000 | 21,116,000 | 21,480,000 |
| Total capital | 21,326,000 | 21,711,000 | 22,122,000 | 22,483,000 |
| Risk-weighted assets | 74,431,000 | 77,334,000 | 80,287,000 | 80,103,000 |