Call reports 2018
MIAMI SAVINGS BANK — 2018
What MIAMI SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,040,000 | 122,248,000 | 126,488,000 | 126,423,000 |
| Total loans | 95,516,000 | 96,669,000 | 95,935,000 | 95,190,000 |
| Allowance for loan losses | 1,171,000 | 1,176,000 | 1,181,000 | 1,186,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,444,000 | 9,153,000 | 9,109,000 | 9,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,906,000 | 100,723,000 | 105,485,000 | 105,140,000 |
| Interest-bearing deposits | 82,385,000 | 80,913,000 | 84,130,000 | 83,552,000 |
| Noninterest-bearing deposits | 23,521,000 | 19,810,000 | 21,355,000 | 21,588,000 |
| Equity capital | 18,962,000 | 19,372,000 | 19,729,000 | 20,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,356,000 | 3,593,000 | 4,837,000 |
| Interest expense | 147,000 | 303,000 | 484,000 | 696,000 |
| Net interest income | 1,026,000 | 2,053,000 | 3,109,000 | 4,141,000 |
| Noninterest income | 68,000 | 315,000 | 403,000 | 467,000 |
| Noninterest expense | 714,000 | 1,425,000 | 2,122,000 | 2,805,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 379,000 | 940,000 | 1,385,000 | 1,797,000 |
| Income tax | 74,000 | 225,000 | 313,000 | 393,000 |
| Net income | 305,000 | 715,000 | 1,072,000 | 1,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,962,000 | 19,372,000 | 19,729,000 | 20,061,000 |
| Total capital | 19,938,000 | 20,357,000 | 20,708,000 | 21,023,000 |
| Risk-weighted assets | 77,959,000 | 78,635,000 | 78,140,000 | 76,773,000 |