Call reports 2017
MIAMI SAVINGS BANK — 2017
What MIAMI SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 123,812,000 | 122,896,000 | 125,513,000 | 125,199,000 |
| Total loans | 94,019,000 | 93,459,000 | 92,489,000 | 93,895,000 |
| Allowance for loan losses | 1,121,000 | 1,139,000 | 1,163,000 | 1,167,000 |
| Securities available for sale | 859,000 | 0 | 0 | 0 |
| Securities held to maturity | 5,158,000 | 5,109,000 | 5,055,000 | 7,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,870,000 | 103,633,000 | 105,921,000 | 105,382,000 |
| Interest-bearing deposits | 85,953,000 | 84,689,000 | 84,657,000 | 84,241,000 |
| Noninterest-bearing deposits | 18,917,000 | 18,944,000 | 21,264,000 | 21,141,000 |
| Equity capital | 17,851,000 | 18,141,000 | 18,435,000 | 18,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,186,000 | 3,322,000 | 4,463,000 |
| Interest expense | 153,000 | 301,000 | 448,000 | 596,000 |
| Net interest income | 911,000 | 1,885,000 | 2,874,000 | 3,867,000 |
| Noninterest income | 69,000 | 273,000 | 368,000 | 457,000 |
| Noninterest expense | 686,000 | 1,424,000 | 2,070,000 | 2,774,000 |
| Provision for loan losses | 15,000 | 30,000 | 36,000 | 12,000 |
| Pretax income | 279,000 | 672,000 | 1,104,000 | 1,506,000 |
| Income tax | 85,000 | 209,000 | 347,000 | 527,000 |
| Net income | 194,000 | 463,000 | 757,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,851,000 | 18,141,000 | 18,435,000 | 18,657,000 |
| Total capital | 18,766,000 | 19,085,000 | 19,376,000 | 19,617,000 |
| Risk-weighted assets | 73,057,000 | 75,399,000 | 75,067,000 | 76,667,000 |