Call reports 2026
PHENIX-GIRARD BANK — 2026
What PHENIX-GIRARD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 343,760,000 | 342,259,000 |
| Total loans | 79,799,000 | 82,319,000 |
| Allowance for loan losses | 1,116,000 | 1,119,000 |
| Securities available for sale | 219,062,000 | 221,936,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 327,418,000 | 323,551,000 |
| Interest-bearing deposits | 261,808,000 | 254,897,000 |
| Noninterest-bearing deposits | 65,610,000 | 68,654,000 |
| Equity capital | 6,768,000 | 8,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,898,000 | 7,772,000 |
| Interest expense | 1,546,000 | 3,112,000 |
| Net interest income | 2,352,000 | 4,660,000 |
| Noninterest income | 411,000 | 1,150,000 |
| Noninterest expense | 1,945,000 | 3,784,000 |
| Provision for loan losses | 38,000 | 50,000 |
| Pretax income | 796,000 | 1,996,000 |
| Income tax | 106,000 | 202,000 |
| Net income | 690,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,729,000 | 44,838,000 |