Call reports 2006
PHENIX-GIRARD BANK — 2006
What PHENIX-GIRARD BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 131,035,000 | 132,599,000 | 144,538,000 | 151,879,000 |
| Total loans | 61,303,000 | 63,048,000 | 66,681,000 | 72,118,000 |
| Allowance for loan losses | 754,000 | 812,000 | 745,000 | 876,000 |
| Securities available for sale | 52,903,000 | 52,827,000 | 60,288,000 | 60,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,826,000 | 100,284,000 | 101,094,000 | 101,869,000 |
| Interest-bearing deposits | 57,659,000 | 72,432,000 | 75,915,000 | 76,998,000 |
| Noninterest-bearing deposits | 41,167,000 | 27,852,000 | 25,179,000 | 24,871,000 |
| Equity capital | 17,353,000 | 16,378,000 | 18,453,000 | 18,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,966,000 | 6,161,000 | 8,480,000 |
| Interest expense | 516,000 | 1,112,000 | 1,912,000 | 2,853,000 |
| Net interest income | 1,408,000 | 2,854,000 | 4,249,000 | 5,627,000 |
| Noninterest income | 737,000 | 1,389,000 | 2,069,000 | 2,787,000 |
| Noninterest expense | 1,128,000 | 2,212,000 | 3,362,000 | 4,580,000 |
| Provision for loan losses | 60,000 | 170,000 | 270,000 | 445,000 |
| Pretax income | 957,000 | 1,861,000 | 2,725,000 | 3,428,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 196,000 |
| Net income | 912,000 | 1,771,000 | 2,590,000 | 3,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,476,000 | 18,534,000 | 19,073,000 | 19,354,000 |
| Total capital | 19,230,000 | 19,346,000 | 19,818,000 | 20,230,000 |
| Risk-weighted assets | 76,733,000 | 78,411,000 | 85,303,000 | 91,908,000 |
Machine access — free, no API key
Every figure shown here about PHENIX-GIRARD BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.