Call reports 2015
MERIDIAN BANK TEXAS — 2015
What MERIDIAN BANK TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 442,005,000 |
| Total loans | 323,394,000 |
| Allowance for loan losses | 2,350,000 |
| Securities available for sale | 73,767,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 383,972,000 |
| Interest-bearing deposits | 242,163,000 |
| Noninterest-bearing deposits | 141,809,000 |
| Equity capital | 57,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 4,608,000 |
| Interest expense | 361,000 |
| Net interest income | 4,247,000 |
| Noninterest income | 261,000 |
| Noninterest expense | 3,283,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,225,000 |
| Income tax | 0 |
| Net income | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 49,037,000 |
| Total capital | 51,412,000 |
| Risk-weighted assets | 355,180,000 |