Call reports 2014
MERIDIAN BANK TEXAS — 2014
What MERIDIAN BANK TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 278,870,000 | 445,672,000 | 433,073,000 | 434,161,000 |
| Total loans | 199,479,000 | 327,360,000 | 317,838,000 | 325,572,000 |
| Allowance for loan losses | 2,444,000 | 2,466,000 | 2,302,000 | 2,309,000 |
| Securities available for sale | 41,292,000 | 55,305,000 | 80,223,000 | 75,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,829,000 | 391,397,000 | 377,889,000 | 376,750,000 |
| Interest-bearing deposits | 168,155,000 | 252,265,000 | 247,315,000 | 226,107,000 |
| Noninterest-bearing deposits | 50,674,000 | 139,132,000 | 130,574,000 | 150,643,000 |
| Equity capital | 52,279,000 | 52,932,000 | 53,647,000 | 55,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,951,000 | 6,355,000 | 10,845,000 | 15,767,000 |
| Interest expense | 279,000 | 571,000 | 961,000 | 1,330,000 |
| Net interest income | 2,672,000 | 5,784,000 | 9,884,000 | 14,437,000 |
| Noninterest income | 512,000 | 712,000 | 958,000 | 1,263,000 |
| Noninterest expense | 2,164,000 | 5,008,000 | 8,554,000 | 12,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,020,000 | 1,488,000 | 2,288,000 | 3,597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,020,000 | 1,488,000 | 2,288,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,297,000 | 45,395,000 | 46,208,000 | 47,529,000 |
| Total capital | 54,760,000 | 47,879,000 | 48,535,000 | 49,862,000 |
| Risk-weighted assets | 221,368,000 | 340,403,000 | 332,591,000 | 340,780,000 |