Call reports 2013
MERIDIAN BANK TEXAS — 2013
What MERIDIAN BANK TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 256,451,000 | 258,018,000 | 264,148,000 | 267,346,000 |
| Total loans | 189,273,000 | 191,881,000 | 199,271,000 | 198,843,000 |
| Allowance for loan losses | 2,352,000 | 2,334,000 | 2,356,000 | 2,389,000 |
| Securities available for sale | 56,814,000 | 55,961,000 | 51,296,000 | 49,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,819,000 | 218,744,000 | 208,200,000 | 222,722,000 |
| Interest-bearing deposits | 173,932,000 | 163,613,000 | 156,059,000 | 170,945,000 |
| Noninterest-bearing deposits | 42,887,000 | 55,131,000 | 52,141,000 | 51,777,000 |
| Equity capital | 33,845,000 | 31,649,000 | 32,543,000 | 32,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,029,000 | 5,842,000 | 9,441,000 | 12,422,000 |
| Interest expense | 418,000 | 787,000 | 1,099,000 | 1,384,000 |
| Net interest income | 2,611,000 | 5,055,000 | 8,342,000 | 11,038,000 |
| Noninterest income | 168,000 | 340,000 | 525,000 | 694,000 |
| Noninterest expense | 2,095,000 | 4,143,000 | 6,284,000 | 8,486,000 |
| Provision for loan losses | 0 | -100,000 | -70,000 | -70,000 |
| Pretax income | 684,000 | 1,352,000 | 2,653,000 | 3,316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 684,000 | 1,352,000 | 2,653,000 | 3,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,646,000 | 31,314,000 | 32,615,000 | 33,278,000 |
| Total capital | 35,019,000 | 33,665,000 | 34,990,000 | 35,682,000 |
| Risk-weighted assets | 213,175,000 | 217,028,000 | 227,120,000 | 225,279,000 |