Call reports 2012
MERIDIAN BANK TEXAS — 2012
What MERIDIAN BANK TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 267,052,000 | 264,007,000 | 261,813,000 | 268,031,000 |
| Total loans | 177,540,000 | 189,545,000 | 194,939,000 | 192,234,000 |
| Allowance for loan losses | 2,556,000 | 2,337,000 | 2,252,000 | 2,352,000 |
| Securities available for sale | 72,152,000 | 61,913,000 | 50,188,000 | 51,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,139,000 | 219,230,000 | 220,554,000 | 228,578,000 |
| Interest-bearing deposits | 181,855,000 | 178,056,000 | 175,992,000 | 180,117,000 |
| Noninterest-bearing deposits | 39,284,000 | 41,174,000 | 44,562,000 | 48,461,000 |
| Equity capital | 33,796,000 | 34,631,000 | 35,184,000 | 33,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,050,000 | 6,127,000 | 9,148,000 | 12,202,000 |
| Interest expense | 578,000 | 1,119,000 | 1,621,000 | 2,093,000 |
| Net interest income | 2,472,000 | 5,008,000 | 7,527,000 | 10,109,000 |
| Noninterest income | 144,000 | 295,000 | 456,000 | 397,000 |
| Noninterest expense | 2,099,000 | 4,132,000 | 6,269,000 | 8,219,000 |
| Provision for loan losses | 397,000 | 484,000 | 573,000 | 748,000 |
| Pretax income | 296,000 | 863,000 | 1,500,000 | 2,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 863,000 | 1,500,000 | 2,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,222,000 | 32,789,000 | 33,426,000 | 31,962,000 |
| Total capital | 34,704,000 | 35,143,000 | 35,709,000 | 34,350,000 |
| Risk-weighted assets | 198,430,000 | 209,792,000 | 214,111,000 | 214,010,000 |