Call reports 2011
MERIDIAN BANK TEXAS — 2011
What MERIDIAN BANK TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 261,628,000 | 256,274,000 | 264,062,000 | 271,018,000 |
| Total loans | 176,289,000 | 177,348,000 | 174,719,000 | 174,680,000 |
| Allowance for loan losses | 2,399,000 | 2,524,000 | 2,686,000 | 2,848,000 |
| Securities available for sale | 59,361,000 | 63,612,000 | 63,173,000 | 79,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,892,000 | 218,134,000 | 224,557,000 | 231,107,000 |
| Interest-bearing deposits | 194,633,000 | 190,325,000 | 193,638,000 | 193,450,000 |
| Noninterest-bearing deposits | 30,259,000 | 27,809,000 | 30,919,000 | 37,657,000 |
| Equity capital | 31,178,000 | 32,519,000 | 33,741,000 | 33,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,893,000 | 6,039,000 | 9,176,000 | 12,169,000 |
| Interest expense | 741,000 | 1,474,000 | 2,156,000 | 2,793,000 |
| Net interest income | 2,152,000 | 4,565,000 | 7,020,000 | 9,376,000 |
| Noninterest income | 111,000 | 228,000 | 342,000 | 469,000 |
| Noninterest expense | 1,854,000 | 3,742,000 | 5,562,000 | 7,552,000 |
| Provision for loan losses | 215,000 | 340,000 | 500,000 | 790,000 |
| Pretax income | 443,000 | 986,000 | 1,778,000 | 2,107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 986,000 | 1,778,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,262,000 | 30,805,000 | 31,597,000 | 31,926,000 |
| Total capital | 32,678,000 | 33,222,000 | 34,030,000 | 34,399,000 |
| Risk-weighted assets | 194,807,000 | 193,212,000 | 194,338,000 | 197,450,000 |