Call reports 2022
OPTUM BANK, INC. — 2022
What OPTUM BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,191,119,000 | 15,069,762,000 | 15,334,302,000 | 15,675,667,000 |
| Total loans | 3,470,416,000 | 3,745,679,000 | 3,772,037,000 | 3,966,859,000 |
| Allowance for loan losses | 24,316,000 | 29,225,000 | 29,275,000 | 25,799,000 |
| Securities available for sale | 10,641,133,000 | 10,184,542,000 | 10,012,619,000 | 10,177,644,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,599,058,000 | 12,739,925,000 | 13,074,975,000 | 13,437,184,000 |
| Interest-bearing deposits | 10,643,572,000 | 10,777,324,000 | 11,037,574,000 | 11,378,663,000 |
| Noninterest-bearing deposits | 1,955,486,000 | 1,962,601,000 | 2,037,401,000 | 2,058,521,000 |
| Equity capital | 1,727,129,000 | 1,539,830,000 | 1,333,531,000 | 1,502,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 78,423,000 | 162,561,000 | 260,136,000 | 376,641,000 |
| Interest expense | 1,423,000 | 2,935,000 | 4,598,000 | 6,301,000 |
| Net interest income | 77,000,000 | 159,626,000 | 255,538,000 | 370,340,000 |
| Noninterest income | 52,684,000 | 106,852,000 | 158,718,000 | 209,646,000 |
| Noninterest expense | 47,867,000 | 94,097,000 | 141,047,000 | 191,314,000 |
| Provision for loan losses | 94,000 | 5,003,000 | 5,120,000 | 1,841,000 |
| Pretax income | 91,681,000 | 177,378,000 | 278,089,000 | 397,533,000 |
| Income tax | 21,400,000 | 39,905,000 | 65,323,000 | 93,718,000 |
| Net income | 70,281,000 | 137,473,000 | 212,766,000 | 303,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,847,234,000 | 1,918,901,000 | 1,998,641,000 | 2,094,034,000 |
| Total capital | 1,873,559,000 | 1,950,135,000 | 2,029,925,000 | 2,121,141,000 |
| Risk-weighted assets | 9,608,592,000 | 9,894,709,000 | 10,095,287,000 | 10,254,533,000 |