Call reports 2019
OPTUM BANK, INC. — 2019
What OPTUM BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 10,188,654,000 | 10,300,041,000 | 10,664,119,000 | 10,826,655,000 |
| Total loans | 1,060,349,000 | 1,143,339,000 | 1,225,798,000 | 1,343,017,000 |
| Allowance for loan losses | 11,325,000 | 11,701,000 | 12,605,000 | 13,582,000 |
| Securities available for sale | 7,968,480,000 | 8,266,098,000 | 8,219,824,000 | 8,373,073,000 |
| Securities held to maturity | 42,361,000 | 41,718,000 | 41,075,000 | 40,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,435,151,000 | 8,370,878,000 | 8,455,382,000 | 8,706,222,000 |
| Interest-bearing deposits | 6,761,865,000 | 6,677,232,000 | 6,726,992,000 | 6,819,791,000 |
| Noninterest-bearing deposits | 1,673,286,000 | 1,693,646,000 | 1,728,390,000 | 1,886,430,000 |
| Equity capital | 1,271,494,000 | 1,433,588,000 | 1,536,710,000 | 1,587,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 73,560,000 | 150,132,000 | 225,956,000 | 302,372,000 |
| Interest expense | 3,341,000 | 6,922,000 | 10,530,000 | 14,187,000 |
| Net interest income | 70,219,000 | 143,210,000 | 215,426,000 | 288,185,000 |
| Noninterest income | 48,841,000 | 97,328,000 | 144,033,000 | 190,645,000 |
| Noninterest expense | 37,615,000 | 71,967,000 | 105,693,000 | 143,638,000 |
| Provision for loan losses | -118,000 | 257,000 | 1,315,000 | 2,138,000 |
| Pretax income | 81,181,000 | 168,345,000 | 279,170,000 | 384,988,000 |
| Income tax | 19,029,000 | 41,110,000 | 66,697,000 | 89,465,000 |
| Net income | 62,152,000 | 127,235,000 | 212,473,000 | 295,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 968,521,000 | 1,039,908,000 | 1,106,194,000 | 1,193,725,000 |
| Total capital | 979,846,000 | 1,051,609,000 | 1,118,799,000 | 1,207,307,000 |
| Risk-weighted assets | 4,940,725,000 | 5,021,029,000 | 5,199,937,000 | 5,211,690,000 |