Call reports 2018
OPTUM BANK, INC. — 2018
What OPTUM BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 8,658,574,000 | 8,737,662,000 | 8,868,197,000 | 9,252,646,000 |
| Total loans | 783,896,000 | 853,535,000 | 942,975,000 | 1,065,741,000 |
| Allowance for loan losses | 9,036,000 | 10,044,000 | 11,149,000 | 11,442,000 |
| Securities available for sale | 7,052,890,000 | 7,027,829,000 | 7,092,410,000 | 7,096,481,000 |
| Securities held to maturity | 5,310,000 | 5,246,000 | 22,920,000 | 38,809,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,372,850,000 | 7,417,275,000 | 7,461,354,000 | 7,683,018,000 |
| Interest-bearing deposits | 5,829,083,000 | 5,871,430,000 | 5,943,088,000 | 6,064,481,000 |
| Noninterest-bearing deposits | 1,543,767,000 | 1,545,845,000 | 1,518,266,000 | 1,618,537,000 |
| Equity capital | 962,124,000 | 984,833,000 | 1,020,529,000 | 1,115,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 54,666,000 | 114,554,000 | 177,034,000 | 243,285,000 |
| Interest expense | 2,839,000 | 5,947,000 | 9,020,000 | 12,149,000 |
| Net interest income | 51,827,000 | 108,607,000 | 168,014,000 | 231,136,000 |
| Noninterest income | 44,344,000 | 87,289,000 | 128,552,000 | 170,280,000 |
| Noninterest expense | 34,913,000 | 67,558,000 | 99,513,000 | 132,809,000 |
| Provision for loan losses | 1,039,000 | 2,050,000 | 3,138,000 | 3,427,000 |
| Pretax income | 59,883,000 | 125,797,000 | 192,936,000 | 264,310,000 |
| Income tax | 14,390,000 | 29,550,000 | 45,282,000 | 61,678,000 |
| Net income | 45,493,000 | 96,247,000 | 147,654,000 | 202,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 724,069,000 | 781,111,000 | 838,814,000 | 900,074,000 |
| Total capital | 733,105,000 | 791,155,000 | 849,963,000 | 911,516,000 |
| Risk-weighted assets | 4,402,046,000 | 4,489,958,000 | 4,469,919,000 | 4,608,833,000 |