Call reports 2017
OPTUM BANK, INC. — 2017
What OPTUM BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 7,655,605,000 | 7,775,727,000 | 7,801,108,000 | 8,114,019,000 |
| Total loans | 486,591,000 | 528,739,000 | 634,164,000 | 719,858,000 |
| Allowance for loan losses | 5,450,000 | 5,544,000 | 6,858,000 | 8,006,000 |
| Securities available for sale | 6,253,832,000 | 6,412,865,000 | 6,298,215,000 | 6,364,932,000 |
| Securities held to maturity | 5,958,000 | 5,819,000 | 5,680,000 | 5,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,620,901,000 | 6,412,122,000 | 6,497,033,000 | 6,739,058,000 |
| Interest-bearing deposits | 5,032,936,000 | 5,078,067,000 | 5,105,795,000 | 5,253,162,000 |
| Noninterest-bearing deposits | 1,587,964,000 | 1,334,055,000 | 1,391,238,000 | 1,485,896,000 |
| Equity capital | 865,485,000 | 939,512,000 | 979,477,000 | 993,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 39,444,000 | 83,655,000 | 129,838,000 | 178,897,000 |
| Interest expense | 2,455,000 | 5,044,000 | 7,692,000 | 10,358,000 |
| Net interest income | 36,989,000 | 78,611,000 | 122,146,000 | 168,539,000 |
| Noninterest income | 41,340,000 | 81,825,000 | 119,857,000 | 159,026,000 |
| Noninterest expense | 37,364,000 | 72,075,000 | 99,211,000 | 133,663,000 |
| Provision for loan losses | 11,000 | 105,000 | 1,418,000 | 2,587,000 |
| Pretax income | 41,190,000 | 88,810,000 | 142,696,000 | 196,928,000 |
| Income tax | 15,059,000 | 32,824,000 | 52,612,000 | 72,782,000 |
| Net income | 26,131,000 | 55,986,000 | 90,084,000 | 124,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 564,953,000 | 632,054,000 | 671,662,000 | 711,235,000 |
| Total capital | 570,403,000 | 637,598,000 | 678,520,000 | 719,241,000 |
| Risk-weighted assets | 4,108,327,000 | 4,103,649,000 | 3,932,849,000 | 4,129,821,000 |