Call reports 2016
OPTUM BANK, INC. — 2016
What OPTUM BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,041,701,000 | 5,478,435,000 | 5,672,290,000 | 7,075,806,000 |
| Total loans | 452,137,000 | 462,270,000 | 464,321,000 | 498,876,000 |
| Allowance for loan losses | 4,755,000 | 4,988,000 | 4,901,000 | 5,294,000 |
| Securities available for sale | 4,117,613,000 | 4,169,138,000 | 4,252,757,000 | 4,933,919,000 |
| Securities held to maturity | 6,257,000 | 6,204,000 | 6,150,000 | 6,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,169,943,000 | 4,159,338,000 | 4,261,878,000 | 6,138,935,000 |
| Interest-bearing deposits | 2,983,196,000 | 2,935,627,000 | 2,976,615,000 | 4,449,078,000 |
| Noninterest-bearing deposits | 1,186,747,000 | 1,223,712,000 | 1,285,263,000 | 1,689,858,000 |
| Equity capital | 482,103,000 | 841,712,000 | 863,208,000 | 833,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 27,180,000 | 56,038,000 | 85,483,000 | 116,013,000 |
| Interest expense | 1,533,000 | 3,111,000 | 4,733,000 | 6,504,000 |
| Net interest income | 25,647,000 | 52,927,000 | 80,750,000 | 109,509,000 |
| Noninterest income | 28,486,000 | 59,645,000 | 97,343,000 | 135,722,000 |
| Noninterest expense | 23,201,000 | 49,639,000 | 82,687,000 | 119,126,000 |
| Provision for loan losses | 56,000 | 289,000 | 377,000 | 849,000 |
| Pretax income | 31,012,000 | 62,691,000 | 95,982,000 | 146,825,000 |
| Income tax | 11,485,000 | 23,226,000 | 35,542,000 | 52,889,000 |
| Net income | 19,527,000 | 39,465,000 | 60,440,000 | 93,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 423,255,000 | 519,060,000 | 544,765,000 | 577,895,000 |
| Total capital | 428,010,000 | 524,048,000 | 549,666,000 | 583,189,000 |
| Risk-weighted assets | 3,005,505,000 | 3,096,063,000 | 3,213,348,000 | 3,489,315,000 |