Call reports 2012
OPTUM BANK, INC. — 2012
What OPTUM BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,126,511,000 | 2,214,622,000 | 2,299,616,000 | 2,378,395,000 |
| Total loans | 126,629,000 | 155,993,000 | 180,691,000 | 239,509,000 |
| Allowance for loan losses | 1,284,000 | 1,582,000 | 1,817,000 | 2,468,000 |
| Securities available for sale | 1,676,495,000 | 1,704,092,000 | 1,783,276,000 | 1,906,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,588,246,000 | 1,625,513,000 | 1,670,546,000 | 1,719,277,000 |
| Interest-bearing deposits | 1,242,362,000 | 1,266,249,000 | 1,294,033,000 | 1,317,204,000 |
| Noninterest-bearing deposits | 345,884,000 | 359,264,000 | 376,513,000 | 402,073,000 |
| Equity capital | 258,124,000 | 275,539,000 | 300,745,000 | 310,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,897,000 | 34,447,000 | 52,235,000 | 70,129,000 |
| Interest expense | 1,846,000 | 3,649,000 | 5,255,000 | 6,897,000 |
| Net interest income | 15,051,000 | 30,798,000 | 46,980,000 | 63,232,000 |
| Noninterest income | 14,567,000 | 28,572,000 | 41,894,000 | 55,605,000 |
| Noninterest expense | 10,261,000 | 18,571,000 | 27,436,000 | 36,489,000 |
| Provision for loan losses | 242,000 | 540,000 | 775,000 | 1,436,000 |
| Pretax income | 19,584,000 | 42,827,000 | 63,577,000 | 84,011,000 |
| Income tax | 7,234,000 | 15,884,000 | 23,647,000 | 30,103,000 |
| Net income | 12,350,000 | 26,943,000 | 39,930,000 | 53,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 208,500,000 | 223,210,000 | 236,296,000 | 250,353,000 |
| Total capital | 209,784,000 | 224,792,000 | 238,113,000 | 252,821,000 |
| Risk-weighted assets | 1,362,756,000 | 1,444,675,000 | 1,464,828,000 | 1,617,165,000 |