Call reports 2009
OPTUM BANK, INC. — 2009
What OPTUM BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,054,206,000 | 1,117,995,000 | 1,166,069,000 | 1,194,606,000 |
| Total loans | 137,000 | 126,000 | 75,000 | 75,000 |
| Allowance for loan losses | 137,000 | 126,000 | 75,000 | 75,000 |
| Securities available for sale | 815,271,000 | 1,047,826,000 | 1,126,864,000 | 1,162,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 777,143,000 | 796,978,000 | 817,753,000 | 854,943,000 |
| Interest-bearing deposits | 766,045,000 | 787,814,000 | 803,261,000 | 831,682,000 |
| Noninterest-bearing deposits | 11,098,000 | 9,163,000 | 14,492,000 | 23,261,000 |
| Equity capital | 80,414,000 | 106,496,000 | 131,548,000 | 139,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,451,000 | 21,370,000 | 32,585,000 | 43,575,000 |
| Interest expense | 2,798,000 | 5,384,000 | 8,019,000 | 10,374,000 |
| Net interest income | 7,653,000 | 15,986,000 | 24,566,000 | 33,201,000 |
| Noninterest income | 17,262,000 | 31,030,000 | 43,741,000 | 66,287,000 |
| Noninterest expense | 11,129,000 | 20,460,000 | 29,249,000 | 46,053,000 |
| Provision for loan losses | 7,000 | -5,000 | -55,000 | -55,000 |
| Pretax income | 13,782,000 | 26,779,000 | 39,191,000 | 53,439,000 |
| Income tax | 5,452,000 | 9,865,000 | 14,431,000 | 20,123,000 |
| Net income | 8,330,000 | 16,914,000 | 24,760,000 | 33,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,864,000 | 98,514,000 | 106,420,000 | 115,046,000 |
| Total capital | 90,001,000 | 98,640,000 | 106,495,000 | 115,121,000 |
| Risk-weighted assets | 616,327,000 | 752,893,000 | 783,476,000 | 818,462,000 |