Call reports 2019
FIRST AND FARMERS BANK, THE — 2019
What FIRST AND FARMERS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 55,327,000 | 56,831,000 | 58,723,000 |
| Total loans | 39,522,000 | 42,855,000 | 44,372,000 |
| Allowance for loan losses | 214,000 | 212,000 | 214,000 |
| Securities available for sale | 7,287,000 | 5,842,000 | 5,612,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 47,132,000 | 47,894,000 | 48,890,000 |
| Interest-bearing deposits | 39,845,000 | 41,127,000 | 42,342,000 |
| Noninterest-bearing deposits | 7,287,000 | 6,767,000 | 6,548,000 |
| Equity capital | 7,064,000 | 7,132,000 | 7,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 572,000 | 1,241,000 | 1,876,000 |
| Interest expense | 65,000 | 144,000 | 251,000 |
| Net interest income | 507,000 | 1,097,000 | 1,625,000 |
| Noninterest income | 39,000 | 77,000 | 121,000 |
| Noninterest expense | 577,000 | 1,083,000 | 1,538,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -26,000 | 25,000 | 166,000 |
| Income tax | 11,000 | 68,000 | 136,000 |
| Net income | -37,000 | -43,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 5,310,000 | 5,355,000 | 5,479,000 |
| Total capital | 5,526,000 | 5,569,000 | 5,696,000 |
| Risk-weighted assets | 46,110,000 | 47,253,000 | 51,142,000 |